In Reply to: Can they take my car if I file Ch 7? I don't know anything about Ch 7 or 13. Thank you posted by Broke on Fri, Aug 19 2022 at 07:31 PM CDT:
happening is some judgment collector will come along and just take the car for the little bit it's worth to offset your debt.
Don't let that happen. You can go to a regular what I call "bankruptcy mill" which is all they do, you can make payments on your BK, you just need usually $100 down and you do have to have the filing fee to get it filed, but as soon as you put the $100 down, all collectors are notified they have to stop calling and mailing you.
It truly brings peace and you CAN start over.
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