In Reply to: File Chapter 7 bankruptcy. Credit "management" will do the same damage to you sm posted by nope nope nope on Fri, Aug 19 2022 at 06:55 PM CDT:
: and you are still paying.
: Get out from under your debt. They don't call it "fresh start" for nothing. The only thing that would remain would be child support and IRS debt, like that.