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Has anyone here gone through a debt management plan sm

Posted by Broke on Mon, Aug 15 2022 at 01:07 PM CDT:

Hoping someone can share some advice/insight if you've had to use debt management services like Credit Associates or something.
I'm at the end of my rope. I can barely make monthly minimum payments and during the no work due to COVID I used up everything in savings and right now I have literally about %60 in savings.

I've read many articles listing pros and cons but I don't know which way to go and I would very much appreciate hearing from someone who has been through it, if you'd care to share.

Many thanks.

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