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These are good, thank you. What about the cons?

Posted by What about debt? see msg. on Sat, Apr 14 2012 at 11:24 AM CDT:

In Reply to: Collecting spouse's social security possibly upon his/her death.(sm) posted by Old timer on Sat, Apr 14 2012 at 11:02 AM CDT:

My BF has half a million in medical debt. If we get married, will this affect me?

I'd heard that in recent years, debt within a marriage was now kept separate. Since my divorce 5 years ago, I've never been hounded re: my ex's debt. . . . . What's the truth?

Follow Ups:

I'd worry about how he got into that debt and what would prevent it...(nm) ..from happening again. What needs to change? Will he change it? Be wary. Sun, Apr 15 2012 at 12:36 PM CDT (6)
- If you open up her post she explains that it is medical debt. . Mon, Apr 16 2012 at 11:00 AM CDT (5)
  - Yes, but did he have insurance? Does he have it now? (nm) More details are needed. Why wouldn't he go into further medical debt? Do you see my point now? Mon, Apr 16 2012 at 11:08 AM CDT (4)
    - Statistics show the majority of people who file medical bankruptcy have insurance. The problem is that the insurance is crappy. nm Mon, Apr 16 2012 at 12:51 PM CDT (1)
      - High deductibles and low limits will do it.. ! Mon, Apr 16 2012 at 01:43 PM CDT (0)
    - Medical debt to ME isn't the same as credit card debt. People sometimes can't afford insurance and then they get sick, and there come the bills. Mon, Apr 16 2012 at 11:52 AM CDT (1)
      - Exactly. Do you want to marry that? (NM) The potential for millions in future debt? I wouldn't, no way, no how. Mon, Apr 16 2012 at 04:35 PM CDT (0)
My DH and I file taxes separately and maintain separate finances because he has financial problems left over from his first marriage. sm Sat, Apr 14 2012 at 06:55 PM CDT (0)
Why doesn't he declare bankruptcy before you two unite? (nm) I wouldn't marry a half a million in debt, myself. Sat, Apr 14 2012 at 05:48 PM CDT (0)
I was hounded about my ex's debt, but there was nothing they could sm Sat, Apr 14 2012 at 12:03 PM CDT (0)
You'll need to look at up for your specific state. Each has their own rules. I'd consult at attorney. Sat, Apr 14 2012 at 11:52 AM CDT (1)
- I think this is the best advice yet. Know what you're getting into before falling into a deep dark hole of debt, just in case. Sat, Apr 14 2012 at 12:51 PM CDT (0)
I can't really speak to that as we were already sharing the bills (sm) Old Timer Sat, Apr 14 2012 at 11:52 AM CDT (0)

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