Thank you for posting.
If anyone is interested in learning what Dave Ramsey has to say about getting and staying out of debt and being good stewards of your money, my friend is hosting some free preview classes on February 19 & 26. Let me know if you want more info.
This might be a good idea for us to go through as a group. If anyone wants to go through this class or maybe a freeer version, contact me & we'll make it happen.